Direct answer
Ask the regulated institutions and transaction professionals to confirm in writing where funds will be received, in which currency, under what compliance requirements, on what timetable and with what evidence at closing. Prepare source-of-funds records early and recheck current BCRA rules.
Start with traceable source of funds
Build a clear chain from the buyer’s account back to the lawful origin of the money. Depending on the case, records may include bank statements, income or business documentation, investment statements, sale documents, inheritance or gift evidence and tax records. Requirements are institution- and transaction-specific.
Names, account ownership, dates, currencies and amounts should reconcile. Resolve unexplained transfers and missing records before deadlines make the problem urgent.
Design the route with all participants
The Central Bank’s current foreign-exchange rules are an official starting point. They do not replace transaction-specific instructions from the institutions actually moving and receiving the funds.
| Question | Confirm with |
|---|---|
| Which account or institution receives the funds? | Regulated financial institution and closing professional |
| Which currency and amount must arrive? | Transaction documents and receiving institution |
| What compliance evidence is required? | Sending and receiving institutions |
| How long can review and transfer take? | Every institution in the route |
| What evidence will exist at signing? | Notary, advisers and institutions |
Avoid informal certainty
Do not rely on statements that a route is ‘how everyone does it’ or can be solved after reservation. A workable route should identify licensed or regulated participants, documentation, fees, currency, timetable and closing evidence.
Do not carry or deliver cash simply because a custom is described as common. Obtain current legal, tax, banking and safety advice for the buyer’s circumstances.
Create a failure plan
Ask what happens if compliance review is delayed, an intermediary rejects a transfer, the received currency differs, or closing is postponed. Reservation and closing documents should be reviewed with those possibilities in mind.
Keep transaction communications and evidence. The buyer should be able to demonstrate source, path, receipt and use of funds later for banking, tax, audit or resale needs.
Questions buyers ask
Important questions before you commit
Can I wire directly from a US bank?
Whether a direct wire works depends on the sending and receiving institutions, currency, documentation, compliance review and closing structure. Obtain written confirmation before committing.
What proof of funds may be requested?
Requirements vary. Prepare records showing account ownership and the lawful origin and history of the funds, then ask each institution for its exact list.
Does Own Argentina move or hold money?
No. Own Argentina is an independent information and introduction platform, not a bank, exchange provider, escrow service or money transmitter.
Source file
Primary sources and limitations
Sources are provided so readers and professionals can check the underlying material. Official guidance can change; confirm the current rule and the facts of the actual transaction.
- Foreign-exchange regulationsCentral Bank of Argentina. Official entry point for current foreign-exchange rules. Requirements can change and must be checked for each transaction.
- Reporting purchases and sales of real estateArgentina.gob.ar / Financial Intelligence Unit. Official reporting fields illustrating the identity and transaction information used for real-estate operations.
- Obtaining a CDI identification numberArgentina.gob.ar / ARCA. Official requirements for residents and non-residents requesting an Argentine identification number.
- Real-estate purchase and saleBuenos Aires Notaries Association. Overview of the notarial purchase process, certificates and customary cost categories in Buenos Aires.
Prepared by the Own Argentina Editorial Desk and reviewed for source currency on September 3, 2026. This is general information; transaction-specific professional review is still required.
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